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EPF Education Loan for Employee and Children | How to apply for PF withdrawal: You can withdraw funds for the education of self and children, where you should have completed total service of 7 years. You can avail up to 50% of the employee contribution. This option can also be used 3 times in a lifetime.
EPF Education Loan
Education loan process: Given below are the conditions that must be met in case individuals wish to take an advance for the purpose of education:
- EPFO members must have completed at least 7 years of service.
- Money can be withdrawn for the post-matriculation education of the EPFO member’s children.
- Under this, up to three withdrawals are allowed.
- Under this up to 50% of the contributions that have been made by the EPFO member can be withdrawn.
Status of the loan
Individuals who have applied for an advance or loan can check the status easily. However, individuals must have the PF account number in order to check the status. The status of the loan can be checked on the EPFO portal. EPF members who avail of an advance need not pay back the money. EPFO members should only withdraw the EPF money as a last resort and save the money for their retirement.
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