EPF Housing Loan Scheme | EPF provides the facility to its employees to avail of a home loan called the epf housing loan scheme under this policy. EPF housing loan scheme provides the option to renovate their house.
Under para 68-B of the epf housing loan scheme following criteria listed below to avail these benefits.
- One withdrawal is allowed.
- The EPFO account holder must have completed at least 5 years of service.
- Total employee’s and employer’s contributions that have been made or thirty-six times the employee’s basic salary and DA, whichever is lesser, can be withdrawn.
- Account holder property must be in the name of the EPFO member, his/her spouse, or jointly owned by them.
EPFO Housing Loan Scheme
EPFO Housing Loan Scheme:
Construction or purchase of a house Given below is the conditions that must be met in case individuals wish to take an advance for the construction or purchase of a house.
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